Renting a property in the UK has become noticeably harder over the past year. Tenants across the country are facing increased competition, higher affordability checks, and fewer suitable homes available. While demand for rental housing remains strong, supply has not kept up, making the process of finding and securing a rental more difficult than before.
Fewer Rental Properties Available
One of the main reasons renting is harder is the reduced supply of rental homes. Many landlords have left the private rental sector due to rising costs, higher mortgage rates, and tighter regulations. This has resulted in fewer properties being listed, particularly in popular urban areas.
With fewer homes available, tenants are often competing with multiple applicants for the same property.
Strong Competition Between Tenants
In many parts of the UK, rental listings receive high interest within days or even hours. Viewings are fully booked quickly, and tenants are frequently asked to provide full documentation immediately.
This level of competition means:
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Properties are let faster
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Tenants have less time to decide
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Rejections are more common
For many renters, especially families and lower-income households, this has made securing a home far more stressful.
Affordability Checks Are Stricter
Landlords and letting agents are applying stricter affordability criteria. Many now require tenants to earn a higher multiple of the rent and to provide strong references and credit checks.
Even tenants with stable employment may struggle to meet these requirements, particularly in areas where rents remain high compared to average wages.
High Rents Still a Major Barrier
Although rent increases have slowed slightly compared to previous years, rents remain at historically high levels. For many households, rent takes up a large portion of monthly income, limiting choices and reducing eligibility for certain properties.
High rents combined with strong competition mean tenants often have to compromise on location, size, or condition of the property.
Winter Adds Extra Pressure
During winter, renting becomes even more challenging. Demand increases as people avoid moving during colder months, while heating costs and energy efficiency concerns influence tenant decisions.
Properties with poor insulation or unreliable heating are harder to live in, but tenants may still feel forced to accept them due to limited options.
What This Means for Renters
Renting in the UK in 2026 requires preparation and realism. Tenants are advised to:
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Act quickly when suitable properties appear
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Have documents ready in advance
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Budget carefully and plan ahead
The current rental market strongly favours speed and competition, making it harder than before to secure stable, affordable housing.